Holding a Residence Permit is a sign of official recognition as a resident in Poland, granting you the ability to use both public and private services with confidence. This permit is essential for opening a bank account at your preferred institution. Interestingly, the banks favored by expatriates and those favored by Polish citizens often differ. The reason? Service quality. Some banks, particularly those that offer quicker account openings, might compromise on service, leading to longer wait times for customer support or an inclination to block cards for transactions deemed suspicious by their systems.
A case in point is an incident involving one of our clients on December 23rd, where ING bank froze their card due to a routine Uber payment, leaving them without card access for three days over the Christmas break due to bank closures. Such scenarios underscore the importance of choosing a reliable bank, particularly for foreigners who may require more attentive customer service.
Securing a Polish Residence Permit is thus doubly beneficial, as it not only legitimizes your stay but also enhances your banking experience. For more detailed information on this topic, we encourage you to read our full article about Residence Permit in Poland